A credit score is a number that lenders use to determine the risk of loaning money to a given borrower. Credit card companies, auto dealers, and mortgage bankers are three types of lenders that will check your credit score before deciding how much they are willing to loan you…
Financial regrets are like the ex that your friends and family warned you about, but you hardly paid any heed to their warnings, and then later after 5-10 years, you think about it and say why I did this or that. 1. Not buying a home at the right…
An emergency fund is a vital amount that individual must keep aside to tackle emergencies. It is a fund that individual can fall back on at the hour of crisis or for unexpected and unplanned scenarios, and not for meeting their routine expenses. So, individual must design it definitely…
Fixed Deposits are the safest and most favoured investment option available to those unfavourable to investing in risk instruments such as equity and mutual funds. FDs allow individual to manage their financial risks and aid fulfil their goals aspired for diverse stages of their life. These could include securing…
Holidays can be a time to kick back and relax. Individual accommodation and travel expenses have probably been organised, and all they necessity is some petty cash for small purchases – or so it may seem. According to research the average family spends more than 17% of what it’s…
India is amongst the rare countries that offer high returns on financial investments in the global scenario and fixed deposit is one such instrument. With the count of non-resident Indians (NRI) rising high with each passing day, many find it profitable to invest their amount back in India. Investments…
1) Get to know credit report It’s the technological age, so there is no excuse not to know individual credit score. Downloading your credit report is easy and free with Credit finding agency, and permits individual to see their credit report in detail. Who knew individual had an old…
CURRENT RATIO: The current ratio is a liquidity ratio which demonstrations a company’s ability to clear its short term liabilities with its short term assets. A higher figure signals that day-to-day activities of the company will not be affected by working capital issues. RETURN ON EQUITY RATIO: This ratio…
Savings are used to purchase properties and financial instruments like shares, fixed deposit, and gold from an investment point of view. Generally, people go for a personal loan to fund their financial necessities, usually emergencies. However, there are many financial instruments against which a person can take loans when…
Starting an SIP is one of the paramount investment decisions which fosters discipline and regularity in investment, but also needs proper planning. SIP investment is a planned way to invest a predetermined amount at steady intervals which can start from Rs 500. Starting an early SIP can assistance individual…
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